In recent years, the Indian real estate sector has experienced a notable surge in credit, as indicated by the data from the Reserve Bank of India (RBI). Specifically, the proportion of residential housing loans in the overall credit extended by Indian banks rose from 9.2% in 2013 to 14.2% by March 2023. Throughout this period, the allocation of loans toward commercial real estate (CRE) consistently ranged between 2.3% and 2.9% of the total loans disbursed.
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